Mobile Engineer, Credit Card

Company: Social Finance, Inc. -(SoFi)
Location: San Francisco
Posted on: June 1, 2025

Job Description:

Shape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.The roleWe are looking for a Mobile Engineer with a natural inclination to elegantly solve complex problems. Flutter experience is preferred, but not strictly required. You will play a pivotal role in our Credit Card product architecture transformation, focusing on the evolution of our products and new features. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You'll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.As a SoFi mobile engineer, you'll be in the middle of it all - you'll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you'll be working with an all-star team of talented engineers.What you'll do:

• Must be able to deliver high-quality code on schedule, communicate with groups in and outside the development team.
• Produce well-designed, scalable and reusable code
• Participating in code and design reviews, setting a high bar for the team
• Be able to work effectively across functions and teams to ensure deliverables are met.
• Design and build large features (each with many tasks) independently without guidance.
• Track project performance against defined milestones/goals.
• Collaborate with product managers and other stakeholders.
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.
• Create and add to existing technical documentation.
• Make significant contributions to the code base and drive the roadmap forward.What you'll need:
  • Bachelor's degree, ideally in a technical field, but we understand great engineers come from a variety of different backgrounds and also consider relevant work experience
  • 2+ years mobile programming experience in Android, iOS, or Flutter.
  • Git-based distributed version control systems.
  • Agile-based project development in a microservices environment.
  • Test-driven development along with unit and integration testing.
  • Strong fundamentals in web protocols.
  • Experience with working with modern mobile design patterns.
  • Passion for solving complex problems.
  • Work and play well with others; SoFi is a collaborative environment.Nice to have:
    • Experience working with Flutter and other cross-platform technologies.
    • Reactive programming knowledge (RX, Coroutines, Streams).
    • Knowledge of and contributions to mobile open source frameworks.
    • Understanding of S.O.L.I.D or G.R.A.S.P principles.
    • Understanding of Clean Architecture patterns.
    • Previous experience building platform-level frameworks and components in a large codebase.
    • Expertise in mobile performance tuning.Compensation and BenefitsThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.To view all of our comprehensiveand competitivebenefits, visit ourBenefits at SoFi page!Pay range: $105,600.00 - $198,000.00Payment frequency: AnnualThis role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.
      
      SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal EmployeesIf you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.Apply for this positionMobile Engineer, Credit CardWA - SeattleTerms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org )--- To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
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Keywords: Social Finance, Inc. -(SoFi), Milpitas , Mobile Engineer, Credit Card, IT / Software / Systems , San Francisco, California