Product Manager (Credit Card)

Company: Prosper
Location: San Francisco
Posted on: April 1, 2026

Job Description:

Your role in our mission The Product Manager is responsible for the strategy, product planning and execution throughout the product lifecycle, including: defining the product vision, gathering and prioritizing product requirements, and working closely with engineering, design, marketing, and operations to ensure revenue and customer satisfaction goals are met. How you'll make an impact Partner with product leadership to build a vision, strategy, and multi-year product roadmap Break vision into phases, prioritize and drive backlogs for launch with your dedicated engineering teams Develop a deep understanding of our customers’ & partners’ problems Use data and analysis to drive your understanding of customers and to build and iterate on products Drive disruptive innovative solutions in a customer-centric environment Establish product delivery timelines in close collaboration with the development team, leading in a fast-paced agile environment Work with internal stakeholders from technology, marketing, legal, operations, and executive management to translate business needs into product requirements Work with a distributed team of designers, researchers, engineers, testers and subject matter experts to scope, design, test and build new products and product features Monitor and understand the key metrics governing your product area, with an eye toward continuously improving them through ongoing product innovation Work with engineering and data science to analyze data and conduct experiments (A/B tests) in order to optimize the product in pursuit of an improved customer experience and business metrics Lead and resolve questions and conflicts across organizational stakeholders, keeping stakeholders updated on project progress and trade-offs Skills that will help you thrive 3-5 years of relevant product management experience, financial services and credit card product experience is a plus Bachelor’s degree is required Demonstrated success defining and launching excellent consumer facing products Ability to keep in mind the strategic big picture while maintaining a grasp on the details of your product Proven ability to dive deeply into specific functional areas and learn a domain Proven ability to innovate and come up with ideas to help drive the product forward Proven ability to understand the business and engineering sides and get into technical detail Ability to assume a strong sense of responsibility and ownership in a fast-paced environment Excellent project management skills - delivery and action oriented with the ability to handle changing tasks, priorities, and adapt quickly Superior communication skills, able to adapt style and collaborate well with diverse stakeholders and team members What we offer The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people's lives The opportunity to work in a fast-paced environment with experienced industry leaders Flexible time off, comprehensive health coverage, competitive salary, paid parental leave Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts Interview process Recruiter Call: A brief screening to discuss your experience and initial questions Department Interview: Deeper dive into technical skills and project alignment with the Hiring Manager or team member Team/Virtual Interview: Meet team members for collaborative discussions, problem-solving, or technical exercises Case Study Round: Analyze a real-world problem, propose solutions, and present findings, evaluating analytical, strategic thinking, and presentation skills Final Round: Discussion with a department head/executive $149,000 - $188,000 a year Compensation details: The salary for this position is $149,000 - $188,000 annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors. LI-RC1 About Us Founded in 2005, Prosper introduced U.S. consumers to an innovative new approach to personal finance called peer-to-peer lending. Twenty years later, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of products. Prosper’s flagship personal loan marketplace continues to offer a unique value for borrowers and investors alike. Home equity loans and lines of credit through Prosper provide homeowners a range of options and choices for tapping into the equity they’ve worked hard to build. The Prosper ® Card supports people seeking access to credit and flexibility in managing their finances. Regardless of the product, Prosper is dedicated to meeting people where they are in their financial journey, in order to advance their financial well-being. We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all! Our Values Diversity expands opportunities Collaboration creates better solutions Curiosity fuels our innovation Integrity defines all our relationships Excellence leads to longevity Simplicity guides our user experience Accountability at all levels drives results www.prosper.com Our Story & Team // Our Blog Applicants have rights under Federal Employment Laws. Family & Medical Leave Act (FMLA) Equal Employment Opportunity (EEO) Employee Polygraph Protection Act (EPPA) California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA. At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being. Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical??? condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Keywords: Prosper, Milpitas , Product Manager (Credit Card), IT / Software / Systems , San Francisco, California